top of page

Small Self Administered Scheme

Your Business, Your Pension, Your Future

SSAS (Small Self-Administered Scheme)


As a business owner planning for retirement, a SSAS is a powerful pension scheme for you and your family.

You become a trustee of your own pension scheme, thereby achieving maximum control of your financial planning.

A SSAS can have between 1 and 11 members, ordinarily consisting of owners, directors or key employees of your company.

The following investment options makes SSAS a particularly attractive vehicle for small business owners:

  • Commercial property (which can be leased back to your company or a third party)

  • Loans (your SSAS can lend to your company or a third party)

  • Borrowing (you can raise funds in your SSAS by borrowing from a bank or any other party, including your company)

  • A full range of standard investment options (e.g. Unit Trusts, Stocks and Shares, Insurance Company Funds etc)

Finally, as the SSAS is held outside of your estate and following recent changes in legislation, you are generally able to pass down death benefit pension funds to your loved ones in a highly tax-efficient manner. The SSAS may therefore provide financial security for generations to come.

If you are interested in establishing a new SSAS or have an existing SSAS and would like to discuss your options, please contact us for an initial consultation.

bottom of page